Privacy Policy
At Medicare Levy Calculator, we believe financial privacy is a fundamental right. Discover how our 100% client-side calculation architecture guarantees your financial data never touches an external server.
The 100% Client-Side Privacy Guarantee
Every tax computation, salary slider change, private health insurance check, and marital status evaluation occurs entirely inside your local device's web browser using JavaScript. No taxable income amounts, salary packaging numbers, or personal details are ever uploaded, recorded, or transmitted to any remote servers, APIs, or analytics databases.
01.Introduction & Scope
Medicare Levy Calculator (medicarelevycalculator.com) provides educational taxation calculation tools for individuals, couples, and financial professionals residing in the Commonwealth of Australia.
This Privacy Policy sets out how we handle personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). By accessing or using this website, you acknowledge and agree to the data handling practices described herein.
02.Personal & Financial Data We Do NOT Collect
Unlike traditional accounting applications, we do not require account registration, passwords, or identity verification. We expressly do not collect, process, or store:
- Tax File Numbers (TFNs): We never ask for or accept Australian Tax File Numbers under any circumstances.
- Taxable Income Figures: Any dollar values entered into the calculator sliders or text inputs remain strictly in memory within your client browser session.
- Private Health Insurance Policy Identifiers: Membership numbers or insurer account details are never requested.
- Spouse or Dependent Names: Family tier calculations only evaluate numerical thresholds locally.
03.Local Storage & Functional Preferences
We use the browser's native localStorage API exclusively for:
- Theme Preference: Storing your selection between
darkorlightmode so the UI remains consistent when reloading the page.
This data is stored purely on your hardware device and is never sent across the internet. You can clear this at any time by clearing your browser's site data or cache.
04.Hosting Infrastructure & Server Logs
Our static site assets are securely hosted on Cloudflare's global content delivery network (CDN). When you load the website, standard web server access logs may temporarily register non-identifiable technical headers, such as:
- IP address (anonymized for DDoS mitigation and geolocation routing).
- Browser user-agent string and operating system version.
- HTTP response status codes and page request timestamps.
These logs are utilized strictly for platform reliability, network security, and preventing automated malicious attacks.
05.External Links & ATO References
This website provides reference hyperlinks to external statutory authorities, including the Australian Taxation Office (ato.gov.au) and Services Australia. We do not have control over the privacy practices or contents of these third-party websites and advise users to review their respective privacy statements.
06.Protection of Minors
Our service is intended for general audiences and adult taxpayers. We do not knowingly collect personal identifiers from children under 18 years of age.
07.Amendments & Updates
We may periodically update this Privacy Policy to reflect revisions in statutory privacy regulations, ATO compliance guidelines, or web platform improvements. Any amendments will be reflected on this page with an updated "Last Reviewed" date.
08.Contacting Our Privacy Officer
If you have questions regarding this Privacy Policy, your rights under the Australian Privacy Principles, or our technical data safeguards, please contact us: